OOPS! Holiday Shopping- A Year of Living Cheap

Don’t let the frantic pace of the holidays make you lose site of your budget goals.  Don’t buy that first gift you see because  you just want to get it over with and move on.  THINK! 

Ask yourself, is this really the gift you want to give?  Is this the price you want to pay.  Is there something that is more appropriate or something  they will appreciate/use more than this item?

Take a few minutes to sit down, write down the names of the people you want to give gifts to this holiday season.  Then go over the list again and eliminate the people that should not be on the list, don’t let emotions guide you, be practical.  Write at least two gift ideas that are inexpensive and would mean something to the person you are giving the gift.  No gift has to be expensive  if it comes from the heart.  A handmade item often times will mean more to the recipients than an expensive gift bought in haste.

My mom would rather receive a card that tells her how much she has meant to me than something I bought.  So buy a nice card, and write with your heart.

You still have time to plan ahead and get the right gift.  Do not let the fast talking marketers make you buy, THINK.

You will be glad you did when the holidays are history and you can look back with a smile and know they were the best.

Come and visit me at:

https://www.etsy.com/shop/DragonAlleyJournals

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http://dragonalley.webs.com/

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Protect your Car – A Year of Living Cheap

You can save yourself hundreds maybe even thousands of dollars every year by making sure you check your car fluids every month to three months, depending on the age of your car.  

Check the motor oil. The oil should probably be checked after the car cools down for an hour.  Pull dip stick out all the way, wipe it off with a paper towel then  reinsert, pull it back out and you can see the level of your oil.  The dip stick has markings on it as to your oil level.  Check your owners manual to see when to add oil and the correct oil to add.

Check the transmission fluid (if you have an automatic transmission). This is usually done with the engine running and fully warmed up, either in Neutral or Park, depending on the make and model. It will be the second of two dip sticks. As with the oil, locate it, pull out  the dip stick , wipe it off with another paper towel (don’t use the same one), push it all the way back in, then pull it out and read the level. Again, look for a level between the two marks on the dipstick.  Always check your car manual to see when to add any fluids.  Never over fill.

Check the brake fluid. Consult your manual for the location, or look around for a plastic reservoir such as one labeled brake fluid. If your reservoir clear or semi clear, you can read the level of fluid right through the plastic. Wipe dirt off the outside, if you need to. ONLY add fluids when your car manual says to add.  NEVER over fill.

Check the coolant.  Your car must be cooled down to do this one.  Most coolant reservoirs are up front near the radiator.  Cars are designed to operate with antifreeze as a coolant, or a mix of 50/50, NOT just water .  On my car it says to add when level is below the minimum level, but all cars are different so, again, check you car manual.

Windshield washer fluid.  This is usually in a clear or semi-clear vessel.  Check the level and add water or washer fluid as needed.  Keep your windshield clean so you can see!

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