End of the Year – Don’t Look Back

End of the Year – Don’t Look Back

All to often when faced with the end of the year and making New Year’s Resolutions we look back at what we didn’t accomplish during the last year.  DON’T!!!  Never look back.

Look forward, don’t look back.  Instead of making your usual New Year’s Resolutions make a list of what you want to accomplish…..a To Do List!  Be reasonable, don’t make it a long list, make a list that is attainable over the next 12 months.  That is what I have done for the past two years and love scratching off the items I have accomplished.  It is so gratifying, and when it is gratifying you will be willing to get more accomplished. Don’t stress out over your list either.  Decide what you want to accomplish first and do it then go on to the next  project.  You will be surprised how gratifying this is.

Don’t bog yourself down in “I should have” for the prior year.  Look forward to what you CAN accomplish over the next year

Happy New Year!

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OOPS! Holiday Shopping- A Year of Living Cheap

Don’t let the frantic pace of the holidays make you lose site of your budget goals.  Don’t buy that first gift you see because  you just want to get it over with and move on.  THINK! 

Ask yourself, is this really the gift you want to give?  Is this the price you want to pay.  Is there something that is more appropriate or something  they will appreciate/use more than this item?

Take a few minutes to sit down, write down the names of the people you want to give gifts to this holiday season.  Then go over the list again and eliminate the people that should not be on the list, don’t let emotions guide you, be practical.  Write at least two gift ideas that are inexpensive and would mean something to the person you are giving the gift.  No gift has to be expensive  if it comes from the heart.  A handmade item often times will mean more to the recipients than an expensive gift bought in haste.

My mom would rather receive a card that tells her how much she has meant to me than something I bought.  So buy a nice card, and write with your heart.

You still have time to plan ahead and get the right gift.  Do not let the fast talking marketers make you buy, THINK.

You will be glad you did when the holidays are history and you can look back with a smile and know they were the best.

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